Everything I Need to Know I Learned From My Budget

If you are a Whiteboard Wednesday regular, and I hope you are, you know we’ve been reviewing the different YNAB reports, why they are important and what you can learn from them. If you are catching up, here is the gist: data and reports can be very helpful and informative.

But here is the thing, the only report you really need—the most important report—is the budget itself.

Take a second to digest that. I know, super deep for a Wednesday, right?

The budget keeps you focused forward. It helps you implement all of YNAB’s Four Rules. Need to know if you can afford something? Check your category balances. Wondering how you did last month? It’s in the budget! Curious about your overspending? Scroll through your entries in that category. Trying to figure out how to adjust for overspending? It’s all in the budget!


If you can’t wait until next week for more whiteboard wisdom, you can view the entire library here. If you have a question or an idea you’d like us to address in a future Whiteboard Wednesday episode – we’d love to hear from you! Email us at [email protected]

Until next time…