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8 Feb 2019

How Erin Realized That Retirement Was a Possibility, Like Really.

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by Shannon Marie

“The way credit cards are handled in YNAB is, I just think, a miracle …”

In this episode of Debt Stories, we meet Erin, a 59-year-old living in Flagstaff, Arizona. By day, she manages an IT support team at Northern Arizona University and, in her spare time, she has a second job teaching business communication—something she really enjoys (which is handy, considering the cost of living in Flagstaff).

Still, even with the second job, Erin found herself in debt to the tune of $35,000, and that didn’t even include her mortgage. Tune in to find out how she turned things around:

Get this episode’s transcript here, and read more about Erin’s story here.

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If you enjoyed Erin’s interview, subscribe to the YNAB podcast for more Debt Stories. Find us on iTunes, SoundCloud or wherever you get your podcasts, and please leave us a review!

Do You Have a Debt Story?

Wanna know what’s better than an amazing debt makeover story? Several debt makeover stories! If you’re a YNABer and you’d be willing to let Jesse interview you for a future episode, write to us at [email protected]. In your email, include a short paragraph or a few bullets about your financial hurdles and how you overcame them.

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How to Manage a Credit Card, Any Credit Card, in YNAB

January 23, 2019 | by Shannon Marie

Your Next Step

Remember, budgeting is not restrictive. You won’t be spending less, you’ll be spending right. You can do this! Today. Right now. What do you have to lose? Except all that debt and stress. (Ok, so kind of a lot.)


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