How One Chicagoan Went from a Net Worth of -$40k to Homeownership

The secret to budgeting success? You’ve got to live … a little.

Written by Shannon Marie  |  on


Jennifer, a 20-something IT analyst, used to buy every gadget that crossed her path. Now, her cousin calls her “The Queen of Cheap.”

Tune into this episode of Debt Stories to find out how she learned to enjoy life even more by curtailing her spending. Spoiler alert: her satisfaction has a lot to do with paying off all of her student loans and buying a beautiful new home in Chicago.

Get this episode’s transcript here.

Subscribe and Share!

If you enjoyed Jennifer’s interview, subscribe to the YNAB podcast for more Debt Stories. Find us on iTunes, SoundCloud or wherever you get your podcasts, and please leave us a review!

Do You Have a Debt Story?

Wanna know what’s better than an amazing debt makeover story? Several debt makeover stories! If you’re a YNABer and you’d be willing to let Jesse interview you for a future episode, write to us at [email protected]. In your email, include a short paragraph or a few bullets about your financial hurdles and how you overcame them.


Related Articles

Your Next Step

Budgeting is not restrictive. You won’t be spending less, you’ll be spending right. So what do you have to lose? Except all that debt and stress?