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Free For 34-Days, Then $6.99 a Month*

On average, new budgeters save $600 by month two and more than $6,000 the first year! Pretty solid return on investment.

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    After your trial, continue for $4.17/month, billed annually at $50

  • Bank Syncing Easily connect all your bank accounts in one place.
  • On the Go Easily budget together, across devices, in real-time!
  • Personal Support Personal support and teaching, 7 days a week.
  • Debt Paydown The tools you need to get debt-free & stay that way.
  • Reporting Bliss Measuring tangible progress leads to more progress.
  • Goal Tracking Set, track, and reach your goals—faster!

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Be Centsibly Rich with YNAB!

Sign up today and get 2 months of YNAB FREE!

We will teach you to break the paycheck to paycheck cycle, get out of debt, and save more money—faster! Whatever your big dreams—whatever is important to you—budgeting with YNAB can help you get there. YNAB will help you identify your priorities and focus your money accordingly, toward the things that matter most. The net result—you, living the life you want, without stressing about money. Win-win!

Sign up today for your FREE 2-month extended trial!


At YNAB, we’ve taught hundreds of thousands of people how to break the paycheck to paycheck cycle, pay down debt and save more money, faster. When you are in total control of your money—everything changes.

On average, new users save $200 the first month, and more than $3,300 after nine months. Not to mention more control of your money and way less stress. What do you have to lose (except all that debt)?

Apps Make it Drop-Dead Easy

The power behind YNAB lies in our four simple rules, but you’ll stick with it because of our award-winning software for the web, iOS, and Android. Every detail of the software is designed to help you gain total control of your money and live the life of your dreams whatever they may be!


Frustration-free setup

A CS degree shouldn't be a prerequisite for improving your finances. YNAB runs securely in the cloud, so there's nothing to set up or manage.

Syncs with your bank

YNAB connects directly to thousands of banks and credit cards so you can spend more time reaching your financial goals and less time on data entry.

Always up to date

Budgeting works best when your budget is up to date, and available where you are. YNAB stays in sync in real time on all of your devices, no muss, no fuss.


Follow YNAB to get support and lots of great ideas on budgeting