Welcome Smarts n’ Cents Fans!
Make this the year to gain control of your finances, stop living paycheck to paycheck, get out of debt, and save more money.
You Need A Budget is award-winning software and a proven method—that works.
What really makes You Need A Budget different is that we can teach you how to manage your money and get ahead—for good. What if your bills rolled in and instead of piling up, you just paid them? No sweat. What if you didn’t even realize it was payday because you had money in the bank and weren’t desperate for that check to arrive? Forget everything you think you know about budgeting and prepare to experience total control.