Live Classes.

No high school flashbacks allowed! This isn’t about homework, grades, or boring lectures. It’s about changing the way you think about money. Want an in-depth presentation on the YNAB method? Let Jim teach you to Prioritize, or have Sherri show you how to Deal with Your Debt. You'll get soup-to-nuts and the chance to chat over your questions. Want to drill down deep on a more specific topic? Join Ronna for one of our Workshops, where we keep the groups small and give you the chance to ask your question live (you know, like a call-in show but so much better). No matter which you choose, you'll master the art of budgeting – with the help of someone who has lived it!

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Get Started: Prioritize

Imagine not worrying about money. (We’ll pause here to let you do that…) In this class, you’ll learn to take total control of your money using YNAB’s Four Rules. You’ll know exactly how and why to give every dollar a job, and how to be prepared for less frequent (and larger!) expenses. You’ll learn to adjust and adapt as you roll with the punches, and how to break the paycheck-to-paycheck cycle by aging your money. Join us to get started – and sleep better at night.

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Credit Cards Debt and Your Budget

Nothing is more stressful than debt. Except not being sure how to deal with it ... Join us and learn how to use your YNAB budget to get out of debt, and more importantly, use it to keep you from going back. You’ll learn to build new spending habits, then prioritize and deal with your debts in a way that frees up cash for other priorities. You’ll put breathing room back in your budget – and your life.

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Workshop: Break the Paycheck to Paycheck Cycle

Do you feel like you're paid on Friday and broke on Monday? Are you constantly timing paychecks to bills? Your money is leaving your life and your budget too quickly after you earn it. Come learn how to break the paycheck-to-paycheck cycle by aging your money. You'll experience more financial security, stability, and flexibility than you ever thought possible.

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Workshop: Budgeting for Busy People

Are you worried budgeting is going to take too much time? Struggling with how to keep up with it all? If you find yourself falling behind, this is the workshop for you! You’ll learn how to remove the tedious tasks so you can focus on what really matters: making good decisions about your money.

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Workshop: Budgeting on the Edge

Are you just getting started with YNAB, but you don't have a lot of money to start with? Scratching your head about budgeting with limited funds? It can be an overwhelming place to start from, but not to worry! In this workshop we'll explain what you can do to get started even if you aren't starting with a lot of money.

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Workshop: Is Food Eating your Budget?

Do you feel like you're spending way too much on food? Are you struggling to get it under control? Whether it's eating in or dining out, food is one area of the budget that feels challenging. In this workshop, we'll discuss how you can use the budget to stay ahead of it, and some strategies for saving money on food. We're aiming to keep our workshop small, to about 20 YNABers (intimate, right?!). So sign up now!

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Workshop: Overspending

You needed a budget so you could take total control of your money. But even with a budget, you’re still overspending. Join our workshop and learn some proven strategies for dealing with the overspending you have now – and making sure you have less of it in the future. We'll break down and demo questions, so bring yours - and be prepared to ask it! We're aiming to keep our workshop small, to about 20 YNABers (intimate, right?!). So sign up now!

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Workshop: Savings

Curious how to handle savings in your budget? Come to our Savings Workshop and learn how your budget helps you reach your goals and save with a purpose. We'll break down and demo questions, so bring yours - and be prepared to ask it! We're aiming to keep our workshop small, to about 20 YNABers (intimate, right?!). So sign up now!

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Workshop: Your Pay Cycle

Wondering how your pay cycle fits into a monthly budget? Or how a monthly budget can possibly work with variable income? The truth is, it doesn't matter how often you're paid or how variable your income is. We'll show you exactly how budgeting will even out the ups and downs of your income and bring you the peace of mind you're looking for.

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The New YNAB

Switching from YNAB 4? Thinking about it? With the release of the brand-newest, shiniest YNAB, we’re introducing a whole slew of features and changes that will make your budgeting more effective, more focused, and simpler than ever before. Whether a brand-new concept, a killer feature, a small improvement, or (:cough:) something we needed to fix because we didn't have it right the first time ... we’ve been dying to tell you about it!

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Meet Your Teachers

Each of YNAB's Teachers is a YNAB success story. Their experience makes them uniquely qualified to show you how to change your life with YNAB.


Erin is a former high school teacher whose credit card debt spiraled out of control because she was only tracking some of her spending. She found YNAB in 2006, learned to track all her spending, and eliminated the debt!.


Lee was an instructor in the Navy who used to use a spreadsheet to manage his money, but it didn’t handle overspending well. With YNAB, he learned to roll with the punches and he’s never looked back.


Ronna is a graduate student in NYC who realized the paper envelope method of budgeting was difficult with her urban on-the-go lifestyle. She discovered YNAB while searching for a modern approach, and became an instant devotee!


Sherri was a technology integration specialist in New Hampshire, helping students and teachers to become 21st-century learners. YNAB helped her finally get a handle on the family finances and now she’s excited to teach people how to get a handle on theirs.


Jim was a music instructor and business owner who was frustrated with other financial management tools that were a lot of work, but really didn't help him make good money decisions. YNAB helped him simplify, prioritize and focus his attention on what matters most.


Dave left his job behind in England and is now homesteading in Northern Ontario.   He found YNAB in 2008 when immigration delays destroyed his spreadsheet forecasts. Faced with mounting debts and stress, he knew something had to change.  He loves simple budgets, and the reality of zero-based budgeting.