Live Classes.

Join a workshop and master the art of budgeting with the help of someone who has lived it. Our expert teachers have walked the budgeting walk and they are quick to share about it! Workshops are small, practical, and hands-on. Alongside just a dozen or so other aspiring budgeters, you’ll learn exactly how to get started—and stick with—your budget, have the opportunity to ask live questions, and interact with our expert teachers directly. You want to learn and we can teach you!

Your Time Zone:


Your budget is all about looking forward – but knowing what happened in the past, especially your spending patterns and habits, can help you prepare for your budgeting future spending. Knowing your past spending helps paint a realistic picture of your spending habits. Come join us as we show you how to use reports in YNAB to help guide your future decisions.

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Get Started: Prioritize

Imagine not worrying about money. (We’ll pause here to let you do that…) In this class, you’ll learn to take total control of your money using YNAB’s Four Rules. You’ll know exactly how and why to give every dollar a job, and how to be prepared for less frequent (and larger!) expenses. You’ll learn to adjust and adapt as you roll with the punches, and how to break the paycheck-to-paycheck cycle by aging your money. Join us to get started – and sleep better at night.

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Credit Cards and Your Budget

Do you find yourself worried about your credit card spending? Maybe you're not sure you can afford something, so you charge it. Then you find yourself worried that you won't be able to make the payment. In this workshop we'll show how to remove that stress and worry and handle a credit card wisely in your budget.

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Curious how to handle savings in your budget? Come to our Savings Workshop and learn how your budget helps you reach your goals and save with a purpose. We'll break down and demo questions, so bring yours - and be prepared to ask it!

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You needed a budget so you could take total control of your money. But even with a budget, you’re still overspending. Join our workshop and learn some proven strategies for dealing with the overspending you have now – and making sure you have less of it in the future. We'll break down and demo questions, so bring yours - and be prepared to ask it!

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Aggressive Debt Pay Down Strategies

Are you ready to get aggressive about paying down your debt? Looking for ideas for pay it down faster? In this workshop, we’ll look at some different strategies to find more cash in your budget and help you decide if now is the right time to really focus on debt. Bring your questions!

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Break the Paycheck to Paycheck Cycle

Do you feel like you're paid on Friday and broke on Monday? Are you constantly timing paychecks to bills? Your money is leaving your life and your budget too quickly after you earn it. Come learn how to break the paycheck-to-paycheck cycle by aging your money. You'll experience more financial security, stability, and flexibility than you ever thought possible.

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Budgeting for Busy People

Are you worried budgeting is going to take too much time? Struggling with how to keep up with it all? If you find yourself falling behind, this is the workshop for you! You’ll learn how to remove the tedious tasks so you can focus on what really matters: making good decisions about your money.

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Budgeting on the Edge

Are you just getting started with YNAB, but you don't have a lot of money to start with? Scratching your head about budgeting with limited funds? It can be an overwhelming place to start from, but not to worry! In this workshop we'll explain what you can do to get started even if you aren't starting with a lot of money.

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Is Food Eating your Budget?

Do you feel like you're spending way too much on food? Are you struggling to get it under control? Whether it's eating in or dining out, food is one area of the budget that feels challenging. In this workshop, we'll discuss how you can use the budget to stay ahead of it, and some strategies for saving money on food.

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Your Pay Cycle

Wondering how your pay cycle fits into a monthly budget? Or how a monthly budget can possibly work with variable income? The truth is, it doesn't matter how often you're paid or how variable your income is. We'll show you exactly how budgeting will even out the ups and downs of your income and bring you the peace of mind you're looking for.

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Meet Your Teachers

Each of YNAB's Teachers is a YNAB success story. Their experience makes them uniquely qualified to show you how to change your life with YNAB.


Erin is a former high school teacher whose credit card debt spiraled out of control because she was only tracking some of her spending. She found YNAB in 2006, learned to track all her spending, and eliminated the debt!.


Lee was an instructor in the Navy who used to use a spreadsheet to manage his money, but it didn’t handle overspending well. With YNAB, he learned to roll with the punches and he’s never looked back.


Sherri was a technology integration specialist in New Hampshire, helping students and teachers to become 21st-century learners. YNAB helped her finally get a handle on the family finances and now she’s excited to teach people how to get a handle on theirs.


Jim was a music instructor and business owner who was frustrated with other financial management tools that were a lot of work, but really didn't help him make good money decisions. YNAB helped him simplify, prioritize and focus his attention on what matters most.


Dave left his job behind in England and is now homesteading in Northern Ontario.   He found YNAB in 2008 when immigration delays destroyed his spreadsheet forecasts. Faced with mounting debts and stress, he knew something had to change.  He loves simple budgets, and the reality of zero-based budgeting.