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How Much Time Do You Have?

Free For 34-Days, Then $6.99 a Month*

On average, new budgeters save $600 by month two and more than $6,000 the first year! Pretty solid return on investment.

  • 1

    Try YNAB FREE 
for 34 days

  • 2

    Start taking control 
of your money

  • 3

    After your trial, continue for $4.17/month, billed annually at $50

  • Bank Syncing Easily connect all your bank accounts in one place.
  • On the Go Easily budget together, across devices, in real-time!
  • Personal Support Personal support and teaching, 7 days a week.
  • Debt Paydown The tools you need to get debt-free & stay that way.
  • Reporting Bliss Measuring tangible progress leads to more progress.
  • Goal Tracking Set, track, and reach your goals—faster!

Sign up for a free trial today!

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Start taking control 
of your money today!


Share the YNAB Love.
Get Free Stuff.

It’s simple. Just tell your friends about YNAB
and everybody wins!

Here's How It Works:

When you refer a friend or family member, and they subscribe with your referral link, you both get a free month of YNAB! We’ll keep track as friends sign-up and subscribe so that it’s easy to see your free months multiply!




[email protected]om Subscribed Sep 22, 2017

Free Month of YNAB


[email protected] Subscribed Sep 24, 2017

Free Month of YNAB


[email protected] Subscribed Sep 27, 2017

Free Month of YNAB


[email protected] Invite Sent Oct 2, 2017


[email protected] Trial Started Sep 12, 2017

Loving YNAB Is So Easy! And Now It Loves You Back!


Share Your Referral Link!

If you're a YNAB subscriber, you have a unique referral link (check your "Share YNAB, Get YNAB" page link in the app sidebar). When your friends subscribe through your link, you both get a free month of YNAB!


Friends Clamor To Sign-Up For YNAB!

When friends use your link to sign up for a free trial, they show up on your Referral Dashboard, where you can track your additional free time, er, friendships. Here's to more budgeting banter!


Free Stuff Galore!

Remember, you only qualify for free time if your friends subscribe after their free trial—but they probably will, because YNAB! So share away and bring on the free time and YNAB swag!

Frequently Asked Questions

  • What if my friend signs up for a trial, but doesn’t end up subscribing?

    Then you need to get better friends—just kidding!—but you won't get any free time unless they subscribe. But for every friend, family member or frenemy who subscribes through your referral link, you will each get an additional free month of YNAB. Keep up the good work sharing YNAB—the sign-up is half the battle!

  • Is there a limit to the number of free months I can earn through the referral program?

    No limits! If you refer 100 friends who subscribe, we will gladly credit you 100 free months! This is a more the merrier situation!

  • I just keep referring friends. (And I’m very popular!) Is there anything else I can get beyond free time?

    Great question. We have some ideas and new swag is already in the works! We look forward to seeing the response to this program and rewarding our most prolific evangelists! Stay tuned!

  • I signed up through a friend’s referral link, but now that I’ve subscribed I don’t see the additional free month?

    If you've checked your Account Settings, and you don't see your free month, just email [email protected] and they will right your free-month wrongs!

  • I paid for an annual subscription—how does that work with a free month?

    Any free time will push back your renewal date accordingly. So, one free month will push back your renewal date one month, and so on and so forth. Let's just say, we hope it's a good, long time before you have to pay us again!

  • I’ve referred so many friends over the years—can I get credit for previous referrals?

    Unfortunately, no. We're starting fresh with this new program. But—truly—thank you! We're so grateful for customers like you, who've shared YNAB over the years. Hopefully, you've still got some referrals in you and will see some free time in the near future!


Follow YNAB to get support and lots of great ideas on budgeting