...that game and play it well, play it responsibly?” Swipe, but swipe responsibly—right? Credit cards are not inherently bad. People who treat credit cards like Monopoly money make poor choices...
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Like your friend Brittany, credit cards in YNAB can be a little extra. Credit cards in YNAB don’t have a positive balance that feeds the budget like checking and savings...
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...able to afford. I personally am somewhere in the middle. One huge disadvantage to credit cards isn’t from the credit card itself. It’s from the people that use them. Now,...
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Need an overview of credit cards? If you’re just getting going with your credit cards in YNAB, check out Credit Cards: The Basics first!  We’ve all done it—paid more on...
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...up his credit cards, and finally it all clicked into place: the credit card was just like a holding envelope in his budget. If he bought groceries with his card,...
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If you’re just getting going with your credit cards in YNAB, check out Credit Cards: The Basics first!  We’ve all done it — paid more on our credit card than...
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...expensive credit card balances. Yes, it’s been a couple of years since I’ve had any personal balances on credit cards. But history proves my habit and my risk of future...
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...your credit card debt. That’s the strict math, but what might change the equation and tip the scales back toward a full focus on the credit card debt? If a...
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...at the general store). Budget money to your credit card payments category to pay it off. Bonus Big Idea Credit cards are debt instruments. We’ve hammered that home here. But...
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...decision, refer back to your plan (a.k.a., your budget categories). Your budget is your North Star. Keep Credit Cards in Their Place Your credit card is simply a payment method—nothing...
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