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...that game and play it well, play it responsibly?” Swipe, but swipe responsibly—right? Credit cards are not inherently bad. People who treat credit cards like Monopoly money make poor choices...
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Like your friend Brittany, credit cards in YNAB can be a little extra. Credit cards in YNAB don’t have a positive balance that feeds the budget like checking and savings...
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...able to afford. I personally am somewhere in the middle. One huge disadvantage to credit cards isn’t from the credit card itself. It’s from the people that use them. Now,...
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...up his credit cards, and finally it all clicked into place: the credit card was just like a holding envelope in his budget. If he bought groceries with his card,...
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...your credit card debt. That’s the strict math, but what might change the equation and tip the scales back toward a full focus on the credit card debt? If a...
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...Mix of Account Types  What kind—and how many types—of credit you have also impacts your credit score. Types of credit include mortgages, installment loans, retail accounts, credit cards and finance...
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...within their means, is humbled by the thought of compound interest, and understands the long term consequences of a credit score, consider opening a credit card. Credit cards themselves are...
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I want to talk about accounting. I want to pull back the curtain a little bit and explain some of the inner workings of how credit cards are handled within...
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...decision, refer back to your plan (a.k.a., your budget categories). Your budget is your North Star. Keep Credit Cards in Their Place Your credit card is simply a payment method—nothing...
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...to use credit cards?  Sure, if you want to.  In YNAB, credit cards are treated like debit cards—you won’t be spending money you don’t have. There’s no going into debt...
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