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...within their means, is humbled by the thought of compound interest, and understands the long term consequences of a credit score, consider opening a credit card. Credit cards themselves are...
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...of what you owe those awesome people at the general store). Assign money to your credit card payments category to pay it off. Bonus Big Idea Credit cards are debt...
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...President’s Choice Financial Amazon Credit Card ELAN CardMember Service PSECU America First Credit Union Fidelity Regions Bank American Express Credit Card Fifth Third Bank Royal Bank of Canada/RBC Royal Bank...
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I want to talk about accounting. I want to pull back the curtain a little bit and explain some of the inner workings of how credit cards are handled within...
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...decision, refer back to your plan (a.k.a., your budget categories). Your budget is your North Star. Keep Credit Cards in Their Place Your credit card is simply a payment method—nothing...
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...your partner’s spending. You will see the money will move to the card’s Credit Card Payment category. Pay the credit card bill. If you’re not paying the card right away, that...
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...my account balances at the bank My balance is incorrect because my bank account is linked, but transactions aren’t importing (or the connection is broken altogether) Credit Cards My Credit Card Payment...
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...to use credit cards?  Sure, if you want to.  In YNAB, credit cards are treated like debit cards—you won’t be spending money you don’t have. There’s no going into debt...
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The most important thing about using credit cards in your budget has nothing to do with credit cards.  It’s this: In YNAB, you’ll make spending decisions based on your categories. Is...
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...dealing with your debt, especially with credit card debt, you may wonder, “Should I still use my credit cards?” Credit cards, after all, are built around debt. You’re borrowing money the...
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