Search Results: getting started

5 Questions My Mom Asked Me About Getting Started With YNAB

My Mom, the budgeting rock star (no joke), is currently experimenting with a transition from Quicken to YNAB. She’s already signed up for an intro class, but last night we spent a few minutes sharing screens and talking about her first pass with YNAB and the Four Rules. Five questions came out of the conversation: …
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7 Steps to Getting Your Spouse On Board: Step 3

So far I’ve shared the first two steps of my husband’s ingenious method that he used to get me onboard with YNAB: Introduction Step 1: Get Your Stuff Together Step 2: Your Spouse Owns a Category So you’re trucking along. The formally uninterested spouse has started managing the category from Step 2 very well, consistently. …
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7 Steps to Getting Your Spouse On Board: Step 2

If you missed the two other posts, you can catch them here: Introduction Step 1: Get Your Stuff Together My very sneaky but very discerning husband must have the patience of Job. As I look at the steps that he took, I just think, ‘My gosh, am I some kind of kindergartener or something? I …
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Top 10 Frequently Asked Questions of New YNABers

So, you’ve decided that you need a budget, that 2020 is the year you’ll finally tackle your finances! You’ve signed up for YNAB’s free, 34-day trial, then cracked open the app to get started on your brand new budget. That’s when it hit you: this new YNAB budget seems a little…well…different. We don’t budget to the …
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New to YNAB? Start Here!

Wondering where to start with YNAB budgeting? Start here: learn how to use the YNAB software in our short, free, budgeting videos.  So, you need a budget. Well, you came to the right place. No matter if you’ve been budgeting for two decades with a printed spreadsheet in your pocket or you have a history …
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Give the Gift of YNAB

As Christmas lists are being assembled, toys being circled in catalogs with a Sharpie (wait, who gave the kid a Sharpie?). Let us raise you the gift that is sure to bring peace and joy for years to come: the gift of YNAB. You might be sitting there thinking, “Wait, isn’t giving a budgeting tool …
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The Credit Card Float: A Silent but Deadly Threat to Your Budget

Before YNAB, I went to some extreme lengths in attempt to save money. For starters, there was my overly complicated spreadsheet where I tracked our grocery spending in detail. From beef to granola, if we bought it, I recorded it. And then there was the collection of money envelopes that I’d hidden in every crack …
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The How and Why of Tracking Accounts

Under the “Add Account” menu in YNAB, you may have noticed the tracking account options: Asset accounts and Liability accounts. Today, I’m going to walk you through what these account types are for, and talk about why you might do better to just ignore them! You Don’t Need Tracking Accounts to Budget We don’t talk …
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You Need A Whiteboard?

In early 2018, Katrina Dixon wrote into our support desk to express her appreciation: “My husband and I have been using the YNAB method for over a year … “ This pleased us. Then, she continued: “ … on a whiteboard.” Wait. What? No Purchase Necessary That’s right, Katrina and her husband, Robert Dixon—a 20-something …
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