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Student Loans

Thorn in your side, rocks in your backpack. Ahh, student loans. Here are stories all about those unforgiving monthly payments. We can relate.

You Are Not a Loan.

It takes vision, commitment, self-discipline, and a lot of late nights of studying to get a college degree…but unfortunately, it often takes getting into debt, as well.

You don’t have to be a math major to know that paying off student loans can be a struggle. Establish yourself in the profession of your choosing without chaining yourself to a lifetime of debt by getting a YNAB education on the ins and outs of student loans.

Our Most Popular Articles About Student Loans

  • The Most Honest Account of $80K in Student Loan Debt You'll Hear

    When I was 18 years old, I took out $80K to go to an art school that cost more every year than what my parents made annually.  I Wanted to Be an Animator as Long as I Can Remember I knew I wanted to be an animator as soon as I realized cartoons were hand …
  • “It Was Such a Low Point”—Coming Face-to-Face with $200K of Student Loans

    In 2015, Vanessa had to face her student debt— all six figures of it. She wrote the amount on a Post-it Note, stuck it to her laptop, and began researching everything about personal finance. Her search brought her to YNAB, and she has used the budgeting app to create her slow-but-steady debt pay-off plan. Today, …
  • Student Loans are Paused—Should You Keep Paying?

    Millions of Americans have their student loan payments put on pause. What does this mean for you, and how should you respond to it? Stick around.  If you have any federal student loans, you know by now that your payments have been paused for almost a year now, and they’ll continue their pause until September …
  • See My Budget: I Take Home $3700/Month

    Welcome to YNAB Money Snapshots—where you see a real picture of someone else’s budget and finances. They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open makes you better with your own money story. As you read these budgets, keep in mind that …
  • How to Pay Off 100k+ in Student Loans

    Mitchel Burton was a pretty typical college senior. He was living in downtown Chicago, finishing a degree in computer science, and spent a lot of time on YouTube. (OK, maybe the amount of time he spent on YouTube was not at all typical, but you get the idea.) One of his favorite YouTubers, Shay Carl, …
  • 7 Things You Must Know About Paying Off Student Loans

    Student loans are a fact of life for many (most?) college grads these days. I wish I would have understood the consequences of taking out so many loans before I used student loans to help pay for Spring Break in Vegas. But it was just so easy… Fast forward to graduation. And student loans switch …
  • Should I Consolidate My Student Loans? No, and Here's Why

    Are you thinking about consolidating your student loans? If you really want to understand all of your alternatives to student loan consolidation, you just might want to read a bit further. Chances are, you’ve been looking for an alternative to go ahead and consolidate the student loan you’ve been staring in the face for the …
  • Should I Consolidate My Debt?

    If you have a long string of debts that feel overwhelming to manage, you might be wondering if you should consolidate your debt. Before you do that, I want to explain a few things that are very important to consider when making this decision to consolidate debt: Home Equity Loans Put Your Home at Risk …

Find More Money for Student Loan Payoff

Budgeting is not restrictive. You won’t be spending less, you’ll be spending right. So what do you have to lose? Except all that debt and stress?