Moving From YNAB 4? Learn More!


Ready to try the new and improved YNAB from YNAB 4? Get ready for an upgrade!

How do I get started?

1. First, go ahead and create an account for the new web-based app on your desktop. (Credentials from your YNAB 4 or Dropbox accounts will not work—this is an all-new account!)

2. We love our mobile apps and they are full of new functionality and better than ever! Next, grab the new iPhone/iPad app or Android app.

3. Sign in on mobile, with the credentials you created in step #1, and you’ll be up and running!

What’s new?

Oh my that is a loaded question. You could take a tour if you’d like. Or poke around on the homepage. Wait, you wanted to have a YNAB Teacher guide you through some of the changes? Sign up for a live class.

You can read an exhaustive post about three key new features: Age of Money, direct import of transactions, and goals.

…and here are a few more changes: You can now run YNAB in any modern browser without having to install a thing (or worse, having your work not allow you to install a thing). Syncing between devices and the app is much faster and more reliable. You can run YNAB on your tiny Chromebook, or massive Linux machine. Also, in full screen. The app is faster (and will get even faster). You can now fund future months. We have all new guides. You can move money with the mobile apps. Change the font size. Also, you can use emojis. EMOJIS.

Or… or you could just go try it. 😉

What’s the price?

The new YNAB is $83.99 per year. If you are a YNAB 4 user, we’ll give you a lifetime ten percent discount, making it $75.59/year.

Tell me about the security and privacy of my data.

That’s not a question! But it is a big concern for a lot of people, as it should be. It’s our top priority and you can read all about our security practices here and privacy policy here. And our terms of service are here. Bank-grade, third-party audits, no selling of your data, strict internal policies, and the whole nine yards.

Direct Import?!?!?!

Yes. We’ve long since held that direct import would kill awareness and so we’d never do it. But we realized we were wrong, wrong, wrong. The way we’ve built the new YNAB you can have transactions imported directly from your bank (so fast! so easy!), but you still have to assign them to the appropriate category. Way less tedium, without losing awareness. Also, you can still use our mobile apps on the go, and manual entry if you choose. Or a combination of it all. Win-win all around.

What will happen to YNAB 4?

We’ll officially support YNAB 4 until October 2019—fixing mission-critical bugs, making sure the apps work great and answering all your support questions. After 2019, we encourage you to move to the new and improved YNAB! We will say, we do have a great track record of supporting our customers on even our oldest products (like that time the other day, when someone wrote in asking about a spreadsheet we sold back in 2006.)

What’s new with YNAB, compared to YNAB 4?

That’s best explained in the YNAB 4 Transition Guide. There are awesome new features, and some deeper thinking and explanations around our Four Rules.

Will there be a desktop app for the new YNAB?

Yep, there is!

Is there a discount for existing YNAB 4 users?

Yes! We are offering a lifetime 10% discount for existing YNAB 4 users. We don’t want you to feel any anxiety about locking in that lifetime discount. If you sign up for the new YNAB with the same email address you used to purchase YNAB 4, you’ll automatically lock in the discount. Just set up that trial, and if you come back to subscribe in two weeks, two months, or two years, we’ll honor the 10% lifetime discount.

Should I just try it?

Yes. The best way to see what’s new is to just try it. If you’re a veteran YNABer, you’ll want to read the YNAB 4 Transition Guide. If you’re completely new to YNAB, just dive right in!