How Much Time Do You Have?
On average, new budgeters save $600 by month two and more than $6,000 the first year! Pretty solid return on investment.
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Wife: “What are you doing with YNAB?”
Husband: “I’m reconciling all of these cleared transactions to our bank balance.”
(Wife glances over to the computer screen.)
Wife: “I didn’t give you clearance for any of those transactions. Mark them uncleared.”
Remember, budgeting is not restrictive. You won’t be spending less, you’ll be spending right. You can do this! Today. Right now. What do you have to lose? Except all that debt and stress. (Ok, so kind of a lot.)
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