We are moving right now. The new house isn’t terribly far away, but it is a whole new house. And for most of my kids, a big change from the only home they’ve ever known. New house, new spaces, new history, new start.
We have to rethink how we’ll set up the kitchen and how we’ll organize the basement. It is an opportunity to decide what we want things to be, how we want to do things, how we’ll live our life.
We have a blank slate.
And so do you. Because with your finances, every day is a blank slate if you want it to be.
There Are No Sacred Cows
At any point, you can decide to step back and rethink what your money is working toward.
In Seth Godin’s book, Purple Cows, he talks about the fact that nothing is sacred. You can and should question everything.
It is no different with your finances. If you aren’t getting the results you want? If things in your life have changed? If you have some really big goals? Consider a blank slate.
What Do You Want?
This is less about saving more money or getting out of debt faster (although those are great things), it’s that you’re becoming more intentional about what you really want.
The blank slate allows you to remove old hang-ups, habits, assumptions and rewrite the status quo. It gives you the space to ask yourself potentially uncomfortable questions like, “What do I want from my life and how will my money help me get there?”
What your friends are doing? Doesn’t matter. What your parents did? Irrelevant. What you think you should do? Not the point. This is your blank slate—this is pie-in-the-sky—what do you want?
When Life Changes, Finances Should Change Too
This isn’t an exercise for every month, but annually or semi-annually, give yourself the freedom, to blow it all up and start over. I’m not suggesting change for the sake of change, I just want you to know, that you are not stuck.
If your life changes, if your circumstances or priorities change, your budget should too.
For a lot of us, this is a transitional season, back to old routines, that aren’t quite the same as last year. New commitments and activities and responsibilities. It’s a good time to step back and then look forward and assess—with a blank slate attitude—exactly what you want.
Money Isn’t Everything, Except…
Is this really about money? Absolutely. Money and how we use it is a manifestation of what we’ve decided (intentionally or not) how to spend our lives.