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Ben Barlowe

Education Content Writer at YNAB

Ben Barlowe is a personal finance educator, public voice, and writer for YNAB. Ben is one-half of the dynamic duo behind Budget Nerds, a bi-weekly podcast he hosts with fellow YNAB educator Ernie Reppe. Ben also regularly hosts live chats on YNAB’s instagram page and presents YNAB’s habit-building method wherever he can! You’ll also find Ben fluttering around all the many active YNAB communities across the internet. 

Ben started using YNAB in 2013 and joined the team in 2016 as a workshop teacher. Since then, he has become a jack-of-all-trades, doing a little bit of everything for the YNAB team, always with a focus on education. Ben lives in Lynchburg, Virginia with his wife, four kids, and giant great dane puppy. When not teaching people about YNAB, Ben loves playing poker, D&D, and board games with his friends. He also loves hiking, swimming, and trying not to break his arm on his Onewheel.

All articles by

Ben

Top 10 Frequently Asked YNAB Budgeting Questions

You've got budgeting questions, we've got answers. Here are the 10 most frequently asked questions from new YNAB users.

Need Ideas for Budget-Friendly Fun?

As an adult, it can be hard to maintain a social life when you’re trying to spend less. Check out these ideas for budget-friendly fun.

3 Common Money Mistakes

Lying to your budget is an easy money mistake to make. Improve your finances and your stress level with honesty about your spending.

7 Budgeting Challenges in the First Three Months

If you're just starting out, you're no stranger to budgeting challenges. Check out these tips to help you stick to a budget and save more!

Why is Budgeting Important?

Why is budgeting important? Budgeting isn't as boring as it sounds; in fact, it can allow you to take risks that pay off for a lifetime.

How We Paid Off Our Mortgage in 6 Years (and Why!)

Gather around for a story about how Ben paid off his mortgage in six years and how he plans on using that freed-up cash flow to help others.

Which Comes First: Emergency Fund or Pay Off Debt?

Wondering if you should build your emergency fund or pay off debt first? Learn the best method for prioritizing competing financial goals.

Do I Need a Savings Account?

You may be wondering, "Do I need a savings account?" Well, we've got the answer and the budget-based reasoning to back up our theory.

How Do I Handle My Savings Account In My Budget?

If you don't know how to manage your savings account in your budget, we lay it all out here. Spoiler: it's really not that complicated.

What if You *Have* to Borrow Money Right Now?

If money is tight and you have to borrow money right now, it can be confusing where to turn to for help. See your best options for borrowing money.

Pay Off Debt Fast With These 5 Tips

Here's how to pay off debt fast (and stay out of debt for good). We've got five tips (tip number one is the secret sauce) to supercharge your debt paydown.

You Don’t Have to Spend a Lot of Money to Make Your Kids Happy

When my kids found out that Disney World existeded, I had to mull over what their happiness meant for my budget (wait, that would make them happy right?)...