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Rewrite Your Money Story

Think you’re bad with money and that you’ll always be this way? Think again.

You Can Be Good With Money

Do you avoid checking your balances—because it’s just easier not to know? Skip the shame, no one is born knowing how to handle money. It’s a muscle you can build.

You can be good with your money. Need a hand to hold? Consider ours extended. We’ll teach you how to stop the transfer dance, simplify your setup, and say goodbye to overdrafting. At the end of the month, you’ll even have money left over. Sound like a dream? It’s closer than you think!

We Are Here to Help You

Ready to write a new money story? We won’t shame you, guilt you, or force you to eat ramen. Here’s how it works.

  • 1. Dive In

    Try YNAB for free. Poke around a bit in our software and resources. Decide if you like us.

  • 2. Build Your Budget

    We’ll teach you the proven four-step YNAB Method and let the rules guide your way.

  • 3. Surprise Yourself

    Your savings will climb, your debt will shrink, you’ll be confident and in control. Yep, you can—and will be—good with money.

Do You Feel Like You’re Bad With Money? You’re Not Alone

Michole was getting her PhD in Mathematics and managing money was stressful for her too. It’s really a catch-22 when you start: you don’t want to look at your money because it stresses you out, but the more you look at it, the less stressed you get. But once she got started, she paid off $8,000 in nine months. Plus, she doesn’t feel so ashamed and guilty about money anymore.

  • I Paid Off $8K in 9 Months

    It’s so liberating to have control over your money and not let your money control you.”

    —Michole

What’s Your Pain Point? We Can Help!

  • Help! I Don’t Know Where to Start

    When no one ever taught you what the heck to do with money (sure would’ve been nice to learn this in school instead of say…cursive), it’s no wonder you’re a little lost! First things first, let’s get you going with a budget that will guide your way.
  • Help! I Don’t Have Time to Learn How to Budget

    Surely you’ve got five minutes! Or a lunch break? Here are the essentials you need to know even if you’ve only got five minutes.
  • Help! I Don’t Make Enough Money to Budget

    You might think that just because you’re broke you can’t have a budget. Nothing could be further from the truth. We’ll teach you how to boost your finances to full health.

Practical Tools For Managing Money

  • Learn Rule One

    It all starts here with the YNAB Method. Hannah will teach you the first rule you need to know to get your money under control.

    Learn Rule One
  • Watch the Video Course

    Prefer to watch on your own time? Learn the basics of money management in this approachable, bite-sized video course.

    Watch Video Course
  • Live Q&A

    Our knowledgeable and always-friendly teachers run live sessions to answer your budgeting questions.

    Ask Your Questions

See Real Budgets of People Gaining Total Control

  • See My Budget: I Take Home $3700/Month

    St. Clair would tell you he was terrible with money. Then he woke up one day and decided to change it. See how he set up his budget.
  • Our Budget: We Went From Confusion to Control

    Kara & GG entered into adulthood with virtually no knowledge of how to handle their finances. They learned the hard way, always struggling to pay for things, racking up debt, and constantly stressing about money. Now, it’s a completely different story.

Recommended Resources

  • How Do I Stop Being So Bad With Money?

    Do you feel like you’re bad with money and always will be? I’ve been teaching people how to budget for about ten years, and if there’s one theme that permeates nearly everyone’s financial story, it’s shame—shame about credit card debt. Shame about spending patterns. Shame about not, yet, hitting financial goals. And even budget shame. …

    Read Blog Located in: Learn to Budget / Blog
  • 8 Ways Rich People Think Differently

    When you think about a rich person, do you picture fancy cars, big houses, and a life of luxury? When observing truly wealthy people, it turns out they don’t often look like the Hollywood-type wealthy folks we might imagine. Most of the truly wealthy don’t appear in the media – they’re more like “The Millionaire …

    Read Blog Located in: Learn to Budget / Blog
  • 6 Surprise Benefits From My First Month of Budgeting

    We came across Kevin on Reddit, where he shared about his first month of budgeting with YNAB. He learned! He grew! And the freedom, oh the freedom! If you’re new to budgeting—or looking for renewed motivation—here are Kevin’s highlights from month one (only one month!) and a preview of what you might expect: What I …

    Read Blog Located in: Learn to Budget / Blog
  • The Best Episodes from the YNAB Podcast: 25 of Our Favorites

    If you’ve ever listened to the YNAB podcast, chances are you discovered quickly that there are a LOT of episodes. YNAB’s founder Jesse has been hosting podcasts since way back before they were cool. Like, remember the old timey radio show days?  Not that far back because he wasn’t born yet, but if he had been, …

    Read Blog Located in: Learn to Budget / Blog

You Can Start Fresh! Right Now! For Free!

It doesn’t have to stay like this. You can change the way you think, spend, and save money. So what do you have to lose? (Other than all that debt and stress, of course…)