Managing Money Together Can Be Rough
Money isn’t everything, but when you and your partner aren’t on the same page, it can be a major source of stress. Managing money should make you feel more connected, not less.
The first step is creating a plan—and not the kind of plan that lives in one person’s brain. YNAB gives you a shared overview—no more mind reading—so you both can figure out how to afford your best life, together.
Put Your Dreams on the Front Burner
Transform your conversations about money. No one has to be “the bad guy,” denying requests to spend money, because the budget becomes the communication tool. You’ll have less friction in your relationship and you can reach your shared goals—faster.
With YNAB Together, you can share your subscription with a partner (at no additional cost!) so that both of you can update, edit, or reference your household budget, or create additional budgets, from separate log-ins.
Manage Money Better With YNAB
Imagine if you and your partner felt excited (instead of stressed!) about your financial future. Get started building your budget and buckle up for better money management, together.
Fall Madly in Love (with Budgeting)
We’ve compiled the most important questions, for any stage of relationship, to get you and your partner talking about what matters most.Read More
Take A Free Class
Our always-friendly teachers show you the step-by-step mechanics of setting up a budget for your specific situation.Sign Up
Read the Full Guide
Learn how to get on the same page with your money and become a team with your finances. This might be the cheapest couples therapy you’ll ever find!Read More
Make It A Date
Ready to take your finances to the next level? Here’s how to have better conversations with your partner about money.Watch Now
Grow Old (and Wealthy) Together
YNAB works because our method directly connects the money you have with the life you want.
What’s Your Situation? We Can Help!
Help! My partner and I have different priorities!When they want one thing and you want another, it can feel like you’ll never see eye-to-eye. Sometimes all you need is to find the right balance between shared and individual priorities. Learn more about how to have this conversation.
Help! My partner doesn’t want to budget!It can be hard to feel like you’re dragging your partner along in your budgeting endeavor, but know you’re not alone—many couples struggle with a “silent” partner. We’ve gotten many a reluctant partner on board—here are our top tips to have you both involved.
Help! They spend, I save (or vice versa)!Does your skin crawl when yet another package arrives at your doorstep? Or are you on the receiving end of the judgey glare when the Amazon truck pulls up? What’s a spender and saver to do? We’ve got answers that’ll help both parties have their cake and eat it too.
Get a Simplified Look at Your Expenses
YNAB gives you a clear, real-time dashboard to manage your money together, no matter how your accounts are organized.
Budget With Shared Accounts
We’ll show you how to maintain a sense of autonomy within a shared budget.Learn More
Budget With Separate Accounts
Easily manage your joint expenses while keeping your financial independence.Learn More
Budget With Hybrid Accounts
Have a mixed setup of both shared and separate accounts? YNAB is designed for that, too.Learn More
Make Room For Yourself While Budgeting Together
Learn how adding some wiggle room for personal spending can help you and your partner budget successfully for the long haul. When it comes to handling money together, everyone needs a little bit of their own, a little bit of space. When Julie and I first got married we were broke—BROKE—and our budget was super-tight; …Read Blog Located in: Learn to Budget / Blog
How to Have a Monthly Budget Meeting
From Podcast #164, the one in which Jesse shows his true colors. He knows how to have a budget meeting party. Today I want to talk about the monthly budgeting meeting. It can be a party or it can be an absolute disaster and you can walk away in a huff and it’s no fun …Read Blog Located in: Learn to Budget / Blog
How We Manage Our Finances
I was trained in accounting and, though I don’t do much accounting these days (I can still hold my own with some pretty sweet tax strategy), all of the ideas are still very much a part of me: double-entry bookkeeping, accruals, deferred revenue…blah blah blah. One takeaway I got from some 150 credit hours of …Read Blog Located in: Learn to Budget / Blog
How We Manage Money As a Couple
We met the way many great love stories begin—totally by accident. After midnight on New Year’s Eve, our eyes met in the middle of the dance floor at a local funk show. We spent the next several months getting to know each other. We ate, drank, went to shows—all without any thought of the bill …Read Blog Located in: Learn to Budget / Blog
We Couldn't Agree on How to Handle Money
When you find a life partner, the chances of finding someone with the exact same financial habits and opinions is slim. In fact, you’re probably more likely to get eaten by a shark, or get hit by lightning. Upon thinking a little further and with absolutely zero scientific backing, it might be near impossible that …Read Blog Located in: Learn to Budget / Blog
Get Your Free Worksheet
Ready for money night, done right? YNAB’s free worksheet uses a simple structure to make conversations about finances more productive and inspiring. You’ll also receive our email crash course in managing money together.