Laura and Matthew
5 Tips for Budgeting Bliss
Written by Jesse Mecham |
Stop Fighting About Money For Good
Talking about money doesn’t have to mean stress and tension. A budget helps you align on what you want out of life.
Doing money together is messy.
Whether you join everything, combine nothing, or meet somewhere in the middle—it gets complicated when there’s more than one person making financial decisions. You might just assume money will always be a problem between the two of you.
But what if you could take the tension out of managing money together?
Experience less stress with a shared budget.
It’s easier to talk about money when you’re both looking at the same view with a budget. No more “being the villain” denying requests to spend money, because the budget puts you on the same team. That means you can reach your big shared goals—faster.
Plus, the budget ensures there’s money there for both your shared priorities (first house!) and individual priorities (their VR headset, your throw pillow collection). Everyone wins.
You can get on the same page, together.
Feel the money stress fizzle out of your relationship.
Start the Email Crash Course-
Budgeting Together Has Been Life-Changing
YNAB has allowed us to experience a peace around money that I don’t think I ever thought was possible. ”
Laura and Matthew
YNABers since 2018
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We Went from Paycheck to Paycheck to Debt Free
My wife and I went from living paycheck to paycheck to now on the road to becoming debt free and saving money towards fostering/adopting, all thanks to YNAB.”
Liz & Annie
YNABers since 2018
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We're In Sync to Tackle Big Life-Changing Challenges
Using YNAB helped us communicate better, make plans together, and tackle big life–changing challenges.”
Mell & Val
YNABers since 2013
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Budgeting Together is Actually Kind of Fun
Our YNAB journey together has kept us both focused on our individual and joint goals. It's given us something to get excited about and look forward to. ”
Michelle & Kimran
YNABers since 2019
Get a simplified look at the expenses you share.
No matter how you organize your accounts, a budget gives you a clear, real-time look at managing your money together.
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Budget With Shared Accounts
We’ll show you how to maintain a sense of autonomy within your shared budget.
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Budget With Separate Accounts
See how to manage your joint expenses while keeping your financial independence.
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Budget With Hybrid Accounts
Have a mixed setup of both shared and separate accounts? That works in YNAB, too.
What’s your pain point? We can help!
Help! My partner and I have different priorities!
When they want one thing and you want another, it can feel like you’ll never see eye to eye—let alone line up your money accordingly. Learn more about building autonomy into your budget and finding a common direction.
Read More
Help! My partner doesn’t want to budget!
It can be hard to feel like you’re dragging your partner along in your budgeting endeavor, but know you’re not alone—many couples struggle with a “silent” partner. We’ve gotten many a reluctant partner on board—here are our top tips to have you both involved.
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Help! They spend, I save (or vice versa)!
Does your skin crawl when yet another package arrives at your doorstep? Or are you on the receiving end of the judgey glare when the Amazon truck pulls up? What’s a spender and saver to do? We’ve got answers that’ll help both parties have their cake and eat it too.
Read More
Can a Spender and a Saver Live in Financial Harmony?
Written by YNAB |
Practical Tools For Budgeting Together
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Discussion Questions
Check out these questions to help define you and your partner’s budgeting priorities and better understand each other’s needs.
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Take A Workshop
Our always-friendly teachers can show you the step-by-step mechanics of setting up your budget for your specific situation (joint, separate, or mixed accounts).
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Crash Course
Seven emails, seven days: hear success stories from people in your shoes and learn how to start getting in sync with your financial goals.
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Make It A Date
Ready to take your finances to the next level? Here’s how to have a productive, non-heated (and even kind of fun) conversation with your partner about money.
Start budgeting together! Right now! For free!
You don't even need a credit card to sign up! Start having conversations about money without the guilt, shame, or frustration and watch as you get in sync with those big, life-changing dreams.
