5 Tips for Budgeting Bliss
Written by Jesse Mecham |
Talking about money doesn’t have to mean stress and tension. A budget helps you align on what you want out of life.
Whether you join everything, combine nothing, or meet somewhere in the middle—it gets complicated when there’s more than one person making financial decisions. You might just assume money will always be a problem between the two of you.
But what if you could take the tension out of managing money together?
It’s easier to talk about money when you’re both looking at the same view with a budget. No more “being the villain” denying requests to spend money, because the budget puts you on the same team. That means you can reach your big shared goals—faster.
Plus, the budget ensures there’s money there for both your shared priorities (first house!) and individual priorities (their VR headset, your throw pillow collection). Everyone wins.
Feel the money stress fizzle out of your relationship.
Start Your Free TrialNo matter how you organize your accounts, a budget gives you a clear, real-time look at managing your money together.
We’ll show you how to maintain a sense of autonomy within your shared budget.
See how to manage your joint expenses while keeping your financial independence.
Have a mixed setup of both shared and separate accounts? That works in YNAB, too.
When they want one thing and you want another, it can feel like you’ll never see eye to eye—let alone line up your money accordingly. Learn more about building autonomy into your budget and finding a common direction.
Read MoreWritten by Jesse Mecham |
It can be hard to feel like you’re dragging your partner along in your budgeting endeavor, but know you’re not alone—many couples struggle with a “silent” partner. We’ve gotten many a reluctant partner on board—here are our top tips to have you both involved.
WatchDoes your skin crawl when yet another package arrives at your doorstep? Or are you on the receiving end of the judgey glare when the Amazon truck pulls up? What’s a spender and saver to do? We’ve got answers that’ll help both parties have their cake and eat it too.
Read MoreWritten by YNAB |
Check out these questions to help define you and your partner’s budgeting priorities and better understand each other’s needs.
Our always-friendly teachers can show you the step-by-step mechanics of setting up your budget for your specific situation (joint, separate, or mixed accounts).
Seven emails, seven days: hear success stories from people in your shoes and learn how to start getting in sync with your financial goals.
Ready to take your finances to the next level? Here’s how to have a productive, non-heated (and even kind of fun) conversation with your partner about money.