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Alex here. I admit it. I’m a fool for fakery.
Specifically, I’m a fool for having hundreds of synthetic polyester fibres painstakingly glued to my face every four weeks.
Fake lashes. Lots of ‘em. And they cost me a pretty penny, which I always find is an interesting exercise in explanation whenever someone asks me how much they cost.
See, people who know me understand I live and die by My Budget. I turn people down for drinks because It’s Not In The Budget. I decline going out for lunch because I’ve Already Spent This Month’s Restaurant Budget. Yet I turn around and drop a hundred bucks a month on something that seems so frivolous.
But there it is. I love the time saved by no longer having to put on makeup. I love not worrying about my mascara smudging when I’m slinging tires at the gym. I love how they give me an instant eye-lift in a world that makes women feel crummy if we’re not Botoxing and threading and Juvederming and trying to look like we’re twenty-eight instead of however old we really are.
We all have our luxuries. And in my (tightly-budgeted, single-parenting, self-employed) world, I have two: wine and eyelashes. (When I first threw my hat into the ring to get this blogging gig with YNAB, I confessed to Mark that I spend the equivalent of a plane trip to Guatemala every year…on wine. But that’s for another post. (And sometimes I share it with others.) And besides, that’s nothing compared to the return trip to Singapore I’m hucking away on eyelashes.)
I save for my children’s education. I save for their braces. I pay hundreds for life, critical illness and disability insurance. I save for Thing One’s trumpet lessons, for Thing Two’s gymnastics lessons, for their annual passes to the museum, the pool and Miniature World. As for me? My monthly clothing budget is $30 (oh yeah, baby, it’s Alex what’s keeping Value Village #yyj in business). My electricity budget is $20. My iTunes Store budget is $5. So I’m not a reckless spender. What YNABer is?
But – and I’m sure others who have oddball luxuries that they seem to spend ridiculous amounts of money on will agree – this apparent inconsistency in meting out money to the various fiscal arenas of life is sometimes difficult to explain to people who aren’t acquainted with a) YNAB, or b) budgeting in general. And it still raises eyebrows, even when I explain that it’s a measured choice. That I can afford the lashes because I have cut away the other frivolities, like Starbucks coffee, and new shoes, and movies out, and pedicures, and things at Costco that aren’t really necessary but which are such a good price they just have to be purchased.
I explain it anyway.
So now it’s your go: What expenses do you find tricky to justify to those people who challenge your budget allocations?
Remember, budgeting is not restrictive. You won’t be spending less, you’ll be spending right. You can do this! Today. Right now. What do you have to lose? Except all that debt and stress. (Ok, so kind of a lot.)
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