How Much Time Do You Have?
On average, new budgeters save $600 by month two and more than $6,000 the first year! Pretty solid return on investment.
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I’ve gone through phases in the past few years, where I feel like becoming a professional investor that does a bunch of research, discovers trends before they’re trends, plays the options games, and makes money “in any market.”
And then I remember that I already have a full-time job, a family, and a garden to tend.
So I go back to my super-simple, a few-hours-per-year investment strategy.
A while back, I wrote a review of Betterment, my investment option of choice (above and beyond my company 401k contributions). The comments on both the post, and our Facebook page, spurred me on to write a 10-day investment course to help people understand why they’re investing, what they’re investing in, and how to get started and stay the course.
It’s an investment course for YNABers.
If you’re interested in signing up for the free course, you can do that here.
Remember, budgeting is not restrictive. You won’t be spending less, you’ll be spending right. You can do this! Today. Right now. What do you have to lose? Except all that debt and stress. (Ok, so kind of a lot.)
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