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How Much Time Do You Have?

Free For 34-Days, Then $6.99 a Month*

On average, new budgeters save $600 by month two and more than $6,000 the first year! Pretty solid return on investment.

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  • Bank Syncing Easily connect all your bank accounts in one place.
  • On the Go Easily budget together, across devices, in real-time!
  • Personal Support Personal support and teaching, 7 days a week.
  • Debt Paydown The tools you need to get debt-free & stay that way.
  • Reporting Bliss Measuring tangible progress leads to more progress.
  • Goal Tracking Set, track, and reach your goals—faster!

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Do Work That Matters

YNAB is the best place to work, ever. (Hey, he said it. Not us.) That’s not accidental. We work really hard to make sure you have an amazing experience doing work that changes people’s lives.


We have a team of truly awesome people and a culture that encourages the growth of every individual, both personally and professionally. We have one overarching requirement when it comes to joining our team: our Cultural Manifesto has to really click with you. If you’re nodding emphatically while reading it, you’ll probably fit right in.

Arrows pointing to YNAB Retreat video

Live Where You Want

Proximity doesn’t influence productivity so we all work remotely. As long as there’s a reliable Internet connection, you’re good to travel or live wherever you’d like. Just share pictures so we can really hate you and your life of extravagant travel to exotic places.

No Crazy Hours

We rarely work more than 40 hours per week. There may be a few times where things go a little crazy and people log some more time. Most make sure to take some extra time off so it all balances out. We’re in this for the long haul. No need to go crazy on the hours.

Take Vacation (Seriously)

We want everyone to take vacation. In fact, we have a minimum vacation policy of three weeks per year (plus two additional weeks for our company Christmas break). You’ll often see vacation photos posted in our internal chat room, creatively named #office_wall.

Annual Meetups

Each of our teams (developers, customer support, etc.) get together annually for a super fun, but work-focused meetup. It helps us connect and build camaraderie, while doing some very cool in-person work.

We also get the full-time folks all together once a year. Best Western conference room, PowerPoints for hours and lots of budget talk. Just kidding. One year, we were in Costa Rica. Last year was a ginormous cabin in the mountains. We do really fun things, but the highlight always seems to be just hanging out. (And, if we’re being totally honest, board games.)


If you’re international, you’ll be set up as a contractor. Employee or contractor, it’s all the same to us. You’re part of the team. (We are spread all over the world: Switzerland, Brazil, Scotland, Canada, and all over the United States.) If you are stateside, we’ll set you up as a W2 employee.

YNAB offers fantastic health, dental, and vision insurance to full-timers, where we cover 100% of the premium for you and your family. (No need to check your vision, you read that right, 100%. Although if you did need to check your vision, NBD, we’ve got you covered!)

We also have a Traditional and Roth 401(k) option. YNAB contributes three percent whether you choose to invest or not. It’s yours immediately. No vesting period. Actually no vests at all. Vests are forbidden.


We have a bonus plan based on profitability. If YNAB wins, everybody wins. And we can’t forget the “Bucket List” spreadsheet, which every member of the team has to populate with 50 items.  This helps in deciding what we should give folks for birthdays and Christmas presents. No gift cards here. We tried that. Super boring.

If you ask our employees about the benefits of YNAB, they’ll mention the culture, the minimum vacation, and the great people, but most of all, they’ll talk about how significant it is to be working on a product that makes a huge, positive difference in people’s lives. Turns out helping people reduce their financial stress makes working at YNAB really, really enjoyable.


Already pumped to be part of the team? You’re in luck—we have some openings. We’d love to hear from you!

Product Designer

We're looking for an experienced designer with a strong background in UX and usability, but who also can design UI independently.

You Need a Budget - For all of life's planned and unexpected expenses


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