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Join the More Money Challenge

Save $1,000+ and recharge your financial health.

Start Saving!

Do Any of These Sound Familiar?

“My money just seems like a mess—I don’t even know where to start.”

“I make good money but have nothing to show for it.”

“I’m a grown up, I should have money figured out by now.”

“I’m tired of my debt and wish it was gone.”

“I feel like I jump from one budget to another and nothing ever gets better.”

What If It Didn’t Have to Be Like That?

  • You could stop overdrafting.

  • You could have money saved for a rainy day.

  • You could finally get ahead of your bills.

  • You could buy that thing you’ve always wanted—without guilt.

Imagine Going a Day Without Stressing About Money

The stress of dealing with our money has almost vanished.”

—Challenge Participant

30 Days to Save

What would you do with $1,000? Buy that couch? Set it aside for emergencies? Pay off that credit card bill? Make that dream vacation (any vacation) finally happen? For the next 30 days, you’re going to do an all-out sprint to stash cash.

Watch Try the More Money Challenge: 30 Days to Save

How????????? did I actually save $1,000??????? Thank you YNAB for whatever dark sorcery you used to make my bank account look like that.”

—Challenge Participant

How It Works

  • 1. Sign Up

    We’ll send you a link for your More Money Challenge Workbook. You’ll also receive an invite to join the More Money Challenge Facebook Community.

  • 2. Set a Goal

    What do you want in 30 days? Decide what you want to accomplish at the end of the challenge.

  • 3. Save for 30 Days

    Sprint towards your goal by following three daily rules to cut down on your spending. Trust us, it will be worth it.

  • 4. Celebrate Your Savings!

    At the end of the 30 days, use the money saved to accomplish your goal. Zero stress. Zero guilt.

More Money Challenge Rules

Follow three simple rules, every single day.

  • Track Your Spending

    Every day. Every dollar.

  • Only Buy Essentials

    What’s an essential? You decide.

  • No Dining Out

    No exceptions!

What Will You Do With $1,000?

On average, people were able to sock away $1,000 or more over the course of 30 days. This is a fast-track sprint to line up your money with what you want most. What will you do?

  • This Was Just the Push I Needed

    This challenge has been a really wonderful reset for me! I had sort of “plateaued” with my money and this has made me more mindful.”

    -Emily
  • I Finally Bought a Paddle Board!

    I’ve been dreaming of owning a stand-up paddleboard or kayak for quite a few years. I didn’t actually think I’d ever prioritize that purchase, but this challenge made it possible! Thanks for the push!”

    -Kait
  • This Doesn’t Feel Restrictive!

    Spending less used to feel like a restriction that I would shirk off because I want to enjoy life. After this challenge, I feel like the idea of spending less has been gamified for me, and even after it’s ended, my budget is still leaner.”

    -Jen
  • We Paid Off Our Last Debt!

    We were able to pay my car off, which was our last debt!”

    -Chrissy

This challenge snowballed into things like opening my 403b and an HSA. I feel like I just woke up from a long and disorienting sleep. I have hope. Thank you.”

—Challenge Participant

Make Your “Why” Happen!

After 30 days, you’ll have a nice little nest egg. Go pay off that debt, tuck away that emergency fund for safe keeping, or go buy that thing you’ve been saving for.

Bad with money? You can change that. Can’t save? You can change that. Are you ready?

Additional Resources

  • Community

    Support, solidarity, and frozen pizza hacks during day 17 of cooking at home.

    Join The Community
  • Challenge Workbook

    Record your goals, track your progress, and plan out your meals. Print it out or use it as a digital PDF.

    Get The Workbook
  • Tips & Tricks

    Make this challenge a smashing success with our list of helpful tips and tricks.

    Read More
  • Partner Resources

    Doing the challenge with a reluctant partner? We can help!

    Learn How

You have questions, we have answers.

  • Nope! It’s totally free. If you decide to use YNAB to track your spending (which is completely optional, but also very helpful), the first 34 days are free.

  • You and I both know your mind is immediately pulling out the boxing gloves here to defend your meal subscription service and your monthly vitamin regimen. And guess what, this part is totally up to you. Instead of us giving you a semi-logical list of essentials without knowing a thing about your life, we want you to decide and make that decision for yourself.

    This is, of course, a challenge—and we want you to sprint hard—but you’ll be able to write those rules for yourself better than we can. Whatever you decide for your spending rules, write them down in the workbook to hold yourself accountable.

  • No shame there. Saving $1,000 isn’t actually the challenge—it’s simply a fairly common side effect (if only every side effect were so pleasant). The real challenge is those controllable daily habits. Do those three things for 30 days and you’ll have won! At the beginning of the challenge, you’re setting your own finish line—maybe it’s $500, maybe it’s $1500. Again, you decide how high you can jump.

  • Any way you want to. Are you old school? A pencil and paper work just fine! Or kick it into the digital age with our workbook on your phone. For more powerful tracking, you can use a budgeting tool like YNAB—it’s an app on your phone that will keep all your transactions neatly organized and give you the ability to see trends. It’s free for 34 days and no credit card is required!

  • You’ll get an email confirmation with a link to your More Money Challenge workbook. Fill out this workbook—it includes all the meal planning resources you could ever need, a place for your essentials list, a place to lay out what you’re saving for, and how much you want to save.

  • Nope! You can use anything you want to track your spending. We’re hopelessly biased because of the ease and additional boost and learning that comes with the app, but it’s really up to you!

  • Well, what do you crave the most? Financial security? Maybe saving money for an emergency fund would give you the warm responsible fuzzies. Maybe you crave financial independence—take a look at any outstanding debt balances and dig in. But you know what, maybe you just want something fun—and you’d never even attempt this challenge otherwise—and we want to give merit to that approach too.

    There is power in using this challenge to make learning about money management more fun. It’s like the spoonful of sugar that makes the medicine go down. Take a good hard look at what your financial soul is craving, and chase after that.

  • Of course! Maybe you hit a plateau, your spending has felt extra skittish, or you just want a fresh start for your priorities.  Sprint away—it’s a financial reset any way you look at it.

  • Good for you! View this challenge as something “above and beyond” your usual debt attack and see how much progress you can make. Build up your cache of cash and at the end of the month use it for an extra lump sum payment on your debt or as an added cushion for non-monthly expenses.

  • This challenge is totally a mental challenge and you will be your own toughest critic. Do we want you to succeed? Of course! We’ll usher you along every step of the way. But this challenge is tough! You might make some missteps. More than anything, make a note why it went sideways, and then start the next day fresh and keep going. You could even tack those days on the end to get a full 30 days of hitting each of your three daily rules.

  • Go right ahead, and tell us all your secrets of your otherworldly sprinting capacity.

  • We are a wealth of information ready to assist! The best place for questions is in the challenge community on Facebook! You can also follow us on Instagram and TikTok where we’ll also be talking a lot about the challenge!

  • Oh we FEEL you on this one. The good news is that we’ve actually seen quite a bit of success with the reluctant partner actually getting on board with a challenge like this. It’s fun, it’s not forever, and the best key is to make your end goal something you both want together. Make it enticing. Make it fun. Make it something you actually want to give up takeout for. Plus, we’ve got tons of tips on how to do this challenge with a partner and lots of resources on how to stop those money fights for good.

  • Um, YES. We would be so honored. Send them this landing page, do the workbook together (virtually?), and get some built-in solidarity as you meal prep and stock up on frozen breakfast burritos together.

  • If you’re not paying for the meal, yes! The key here is not to spend any money on meals that you don’t prepare yourself. If it’s for some reason completely immovable, list that out in your spending rules before you start the challenge.

  • Decide for yourself in your essentials list before you start the challenge. We could give a strong argument either way, but at the end of the day: remember, this is a sprint to save cash. Find the balance between making this sprint sustainable for 30 days and paying for the cost of convenience. Sometimes, it’s totally worth it. Sometimes, you can trim the excess. Decide what makes the most sense for you.

  • No. If you decide to remove subscriptions as part of your no spend, that’s your choice, but it’s not a requirement.

  • Free money! (That’s our unofficial verdict). But don’t go stocking up on gift cards or reloading your Starbucks balance before the challenge! We see you and your sneaky ways! (But only because we are the sneakers ourselves and have definitely tried this).

Join the More Money Challenge!

Recharge your finances with a 30-day sprint that might even be, dare we say it, kind of fun!