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34 Days to Less Money Stress

Try YNAB free during your 34-day trial, no commitment (or credit card) required.

Take YNAB for a Test Drive

You want to wrangle your money, that much you know. But is YNAB the budget for you? Maybe you’ve tried to budget before, maybe this is your very first time. And you’re worried—what if it doesn’t even work?

We get it, it’s a big commitment to find a new system to manage your money. That’s why we’re inviting you to try our app for free: no commitment, no credit card on file, no risk of getting charged for a forgotten cancellation.

Get Started With YNAB’s Free Trial

Experiment with YNAB and see if it’s right for you. During your free trial, you’ll have access to our whole suite of features across all your devices, live instruction, award-winning customer support, the whole kit and caboodle. You’ll have a full month to feel the magic, no matter when you start.

But what can you do in a mere month? We’ll let these customers speak for themselves on what happened during their free trial.

  • I Paid Off $1,500 in My First Month of YNAB

    The day we started YNAB we were nearly $20,000 in debt and only had $300 for an emergency. One year later, we’ve saved $18,000 and have paid off almost half our debt.”

    —Krys
  • I Have a Lot Less Stress

    I have money in my savings account for the first time in 10 years.”

    —Kevin
  • It Takes Me 30 Seconds Per Day

    I tried other programs—it was all just a whole lot of work, and I never had a clear sense of how we were actually doing. YNAB has made a huge difference in my awareness and day-to-day decision making. ”

    —Andrew

Here’s How It Works

  • Start Your Free Trial

    Get started right away with just your email—no credit card required. You’ll have 34 days to try YNAB, with all its powerful features.

  • Learn to Budget the YNAB Way

    Access free live Q&As or recorded workshops anytime, along with our entire roster of educational content—always free.

  • Reach Your Goals

    Pay off debt, save more money: start reaching your financial goals at warp speed. If you like it, convert to a paid subscription at anytime during your trial.

I Wish We Would’ve Started Sooner!

My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”

—Gideon, YNAB User Since 2019

Why 34 days?

You’ll see the real power of a zero-based budget when the month rolls over. And while 30 days has September, April, June, and November, all the rest have 31. So, the usual 30-day trial wouldn’t be quite enough for someone who started on the first day of the month. We built in a few extra days so you could really feel the magic, no matter when you begin.

Access to All the Tools & Features

  • Award-Winning Customer Support

    Our support team is Mr. Rogers-level friendly and is available via chat or email to answer every question! They’ve even been known to send memes and customized videos for highly personalized support.

  • One-On-One Live Instruction

    Our team of world-class educators will guide you through setting up your budget and more. We offer real human instruction at all hours of the day to fit your busy schedule, with plenty of time built in to answer your specific questions.

  • A Tool You Can Trust

    Your data is private—it’s yours and only yours. We will never sell your user data of any kind, whether you’re a subscriber or just going through the free trial.

  • Full Access to YNAB’s Powerful Software

    Whether you budget on mobile or web, sync your bank accounts or enter transactions yourself, you have access to the full powerhouse of YNAB features during your free trial including loan planning, reports, multiple budgets, auto import, and more.

Pricing

You can subscribe anytime during your trial and your free trial time will still count! We offer monthly and annual subscriptions.

YNAB is the best purchase I make every year!!!! There simply isn’t anything else out there that compares to the level of dedication, service, education, community and authenticity that you all represent.””

—Patti

Are You Ready to Gain Total Control?

  • Imagine a world where you never overdraft again…

  • …where you aren’t afraid of the pile of unopened bills…

  • …where you actually forget it’s payday (yes, really!)…

  • … and where you no longer stress about money.

You Can Do This! Right Now! For Free!

Budgeting is not restrictive. You won’t be spending less, you’ll be spending right. So what do you have to lose? Except all that debt and stress?