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Real Budgets

Ever wonder how someone else organizes their budget categories? Take a look at these real YNAB budgets out in the wild.

See Real Budgets of YNABers

How the Other Half Lives

Ever glance at an overflowing shopping cart or look at a luxury-laden social media feed and ask yourself, “How the heck do they afford it?” Even if you’re not into keeping up with the Joneses, it’s human nature to wonder how they manage their lives—being a little nosy is normal.

How Does Your Budget Compare?

We’ve spared you the social awkwardness of asking people how they afford things by…asking people how they afford things. You’re welcome. Dig into a stranger’s income and expenses to see if you can gain more insight into your own.

Show Me the Numbers:

  • See My Budget: I Take Home $3700/Month

    Welcome to YNAB Money Snapshots—where you see a real picture of someone else’s budget and finances. They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open makes you better with your own money story. As you read these budgets, keep in mind that …
  • See My Budget: A Family of Five on $12K/Month in Seattle

    Welcome to YNAB Money Snapshots—where you see a real budget in action! They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open makes you better with your own money story.  Some people make lots of money and some people make a little bit …
  • Sunroom Ideas on a Budget: See How We Did It

    So you need some sunroom ideas on a budget, eh? We did too! We built our sunroom on a budget of $15,000 all-in: here’s how we did it. When we moved into our home, it felt huge. And to us, it was! Compared to our 777 square-foot apartment, our new house was a mini mansion—clocking …
  • How Much Does It Cost to Have a Baby? See My Budget

    How much does it cost to have a baby? When my husband and I were first floating the idea of expanding our family, it wasn’t easy to find answers to this question. Every Google search led me down a rabbit trail of delivery costs by state and the cost to raise a child from birth …
  • We’re a Family of Six Living in Connecticut and We Make $144,000/Year

    Welcome to YNAB Money Snapshots—where you see a real picture of someone else’s budget and finances. They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open makes you better with your own money story.  As you read these budgets, keep in mind that …
  • We’ve Been Married for 30 Years and Have Paid Off $500,000 of Medical Debt

    Welcome to YNAB Money Snapshots—where you see a real picture of someone else’s budget and finances. They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open makes you better with your own money story.  As you read these budgets, keep in mind that …
  • I Have Two Kids, I'm Separated from My Husband, and I Make $83k/year

    Welcome to YNAB Money Snapshots—where you see a real picture of someone else’s budget and finances. They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open makes you better with your own money story.  As you read these budgets, keep in mind that some people …
  • We’re Retired, Live in England, and Bring in £45K/Year

    Welcome to YNAB Money Snapshots—where you see a real picture of someone else’s budget and finances. They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open makes you better with your own money story.  As you read these real budgets, keep in mind …
  • YNAB Money Snapshots

    See Someone's Budget: YNAB Money Snapshots

    We’re excited to introduce our very first installment of YNAB Money Snapshots—where you see a real picture of someone else’s budget and finances. They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open makes you better with your own money story.  As you …
  • I'm 38, I Live in Brooklyn, and I Make $96,500/year

    Welcome to YNAB Money Snapshots—where you see a real picture of someone else’s budget and finances. They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open makes you better with your own money story.  As you read these budgets, keep in mind that …
  • How to Become Debt Free With a Low Income

    If you’re wondering how to become debt free on a low income, we’ve got a game plan for you. It is possible to get out from under a high debt with a little hard work and budgeting. Jenny and Aaron currently owe $26,000. Today I’m covering their budget and showing them how they can be …
  • We Make $67,000/Year and I’m Paying Off My Last Credit Card

    Welcome to YNAB Money Snapshots—where you see a real picture of someone else’s budget and finances. They’re all anonymous, because sharing money is still a squirrelly topic for many, but we think airing them out in the open makes you better with your own money story.  As you read these budgets, keep in mind that …

You can do this! Today! Right now! For free.

Budgeting is not restrictive. You won’t be spending less, you’ll be spending right. So what do you have to lose? Except all that debt and stress?