A lot of people who are just starting to budget or just starting to use YNAB’s Four Rules, feel like they don’t even have enough money to budget. If I had a quarter for every time I’ve heard someone say, “I don’t have enough money to budget,” I’d have a lot more money to budget right now.
Saving for future expenses or aging your money seems impossible when you are just trying to keep the lights on, but I promise you, just the act of starting, puts you in a far better situation. You are no longer ignoring the problem.
It will be slow at first, but you will start to feel traction. You will feel an inkling of control; you will start to feel like you can begin to fend off reality. And it will feel great.
No matter how little you have, the budget will make it better.
Just start. We’ll be with you every step of the way.
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Until next time…