I received a fantastic email from Sharon, a great mom (wow, upside down, right?) that managed to get her 18-year old son to start budgeting. Notice how she didn’t demand the world of him…just let the budget show him what could happen…
Our 18 year old son has a full-time job. I told him he needed to learn to budget his money so he could start saving to purchase a home. He wanted noting to do with budgeting. I think the word “budget” scared him. He told me I could be his personal money manager. I was using YNAB to budget his money for him. Well one payday I was not home and he wanted his money budgeted right then and there. I talked him through YNAB over the telephone and since then he has been doing YNAB on his own. He learned how easy it was to give every dollar a job.
Before we had him start using YNAB his checkbook balance would always be around $10. Now that he uses YNAB, his balance is always over $700. I am glad I found YNAB, thank you for such a great program.
Updated: Sharon has her own business up and running, which you may want to check out as well.
Your Next Step
Budgeting is not restrictive. You won’t be spending less, you’ll be spending right. So what do you have to lose? Except all that debt and stress?