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On average, new budgeters save $600 by month two and more than $6,000 the first year! Pretty solid return on investment.

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  • Bank Syncing Easily connect all your bank accounts in one place.
  • On the Go Easily budget together, across devices, in real-time!
  • Personal Support Personal support and teaching, 7 days a week.
  • Debt Paydown The tools you need to get debt-free & stay that way.
  • Reporting Bliss Measuring tangible progress leads to more progress.
  • Goal Tracking Set, track, and reach your goals—faster!

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Listen Up!

You keep telling yourself this is the year you’ll start saving or get out of debt, but easier said than done, right?

Introducing The YNAB Mixtape—a playlist of Top 40 parodies to keep you pumped about budgeting all year long!

Target Trouble

Inspired by "I Knew You Were Trouble" by Taylor Swift


Inspired by "Stitches" by Shawn Mendes


Inspired by "Hotline Bling" by Drake

Just a Budget Meeting

Inspired by "Just Give Me a Reason" by Pink ft. Nate Ruess

Expenses, Oh No

Inspired by "Ex's and Oh's" by Elle King

Your Debt Is Gonna Bury You

Inspired by "Marry You" by Bruno Mars

Budget More

Inspired by "Love Yourself" by Justin Bieber

Your Next Step


Follow YNAB to get support and lots of great ideas on budgeting