Motivation. Encouragement. Positivity.
The complete guide to making your money work for you.
Why You Need This Book
Think of a budget as a lifestyle-design blueprint. It’s a working plan for taking your life from where you are now to where you really want to be: Zero debt. Home ownership. Travel. Less financial anxiety.
In this complete guide—the first book based on the principles behind the award-winning financial platform—you’ll be given the tools to learn how to track your expenses, stick to a spending plan, and make your money work for you.
This Book Will...
If you’re ready for casual yet persuasive approach to handling your finances, read on."
A Message From Jesse
I’ve captured everything I’ve learned and refined over the last 13+ years, into a single, all-inclusive, no-sequel-necessary, this-is-my-best-thinking book. Is it overly dramatic to say this is my life’s work, all encapsulated in an approachable, fun-to-read, this-would-make-a-great-wedding-present kind of way? Why yes, it is overly dramatic. This is my life’s work, and I can’t wait to get it into your hands. You Need A Book.
Jesse Mecham founded YNAB in 2004 to help him and his new wife, Julie, watch their money. While studying for his master of accountancy, Jesse put his numbers wizardry to work to develop an expense-tracking system. A few (ok, more than a few) versions later, this is now the YNAB software that exists today. He lives in Utah with his family.