Real People, Unreal Results. (Really.)

The police officer, school teacher, engineer, firefighter, attorney, doctor, professor, designer, manager and rocket scientist all have one thing in common: they’re killing it financially with YNAB.

Stories:

YNAB Rules
A severe car accident gave this man a new perspective on what he had and how he should take care of it.
Read the full story >
getting out of debt
Life didn't go the way this opera singer planned, but budgeting helped him tackle debt to the tune of $70k
Read the full story >
marriage/newly-wed
YNAB helped this newly-wed couple leave behind a ho-hum (albeit secure) job for the chance to search out a more fulfilling career.
Read the full story >
variable income
Jack had tried budgeting before, but never felt like they had a real vision of what their money was doing, until YNAB.
Read the full story >
saving
Tired of always guessing and hoping the money would be there, this family opted for a more exact (and less stressful!) method of managing money.
Read the full story >
getting out of debt
$60,000 and a variable income left Christopher feeling shaky about their finances. It was time to give budgeting a try.
Read the full story >
YNAB Rules
Sarah was good at staying on top of her finances, but she still didn't know how much money was leaking out of her hands.
Read the full story >
reduced income
Elizabeth decided it was best for her to stay home with the kids, but how would they weather the reduced income?
Read the full story >
saving
Albert was a "check-the-account-balance-and-spend-money" kind of guy...until his wife stepped in.
Read the full story >
getting out of debt
Despite both of them working, low rent, and no kids, this couple couldn't figure out why there was never enough money to go around.
Read the full story >
marriage/newly-wed
These busy pilots, although pros in the cockpit, realized they were financial fledglings. Budgeting with YNAB helped them straighten up and fly right.
Read the full story >
YNAB Rules
Once he took the notion to track his spending, Dan realized just how much of his income he was letting slip through his fingers.
Read the full story >
reduced income
Deanna left a corporate job for another one close to her heart, but low on pay. Budgeting was her answer for watching the pennies.
Read the full story >
living paycheck to paycheck
Strapped for cash once their student loans came due, this couple decided to start their engagement off right with some help from a budget.
Read the full story >
converting from other software
Tired of trial and error, multiple program usage, and complicated screen set-ups, this family needed help with their $40,000 student loan.
Read the full story >
YNAB Rules
Tired of accepting the "starving artist" mentality, Allison searched out a budget program she was willing to stick with.
Read the full story >
YNAB Rules
Sean felt in the dark about his money, until he made a plan with YNAB and helped his family secure their first home.
Read the full story >
YNAB Rules The South Family
Already an avid budgeter, Joyce learned how to make her family's finances thrive once she discovered YNAB.
Read the full story >
job loss
A stretch of unemployment meant living off of credit cards, until Bill and his family discovered the YNAB way.
Read the full story >
converting from other software
Credit card debt and no savings made Jessica and Peter take a second look at the financial patterns they were building.
Read the full story >
retirement
After decades of ignoring the money issue, Karen decides to make her retirement years filled with financial peace.
Read the full story >
job loss
Already debt-free, this couple valued their budget even more when life threw them some unexpected curve balls.
Read the full story >
converting from other software
Determined to find the best budgeting system, Darla tries everything from pen and paper to multiple software programs.
Read the full story >
getting out of debt
After accumulating another $8,000 of debt while trying to pay down what they initially owe, Ray realized they were missing something crucial.
Read the full story >
getting out of debt
$80,000 in debt brought Steve to a financial fork in the road. Budgeting took him to higher ground.
Read the full story >
getting out of debt
They had "high-enough" income, and "small-enough" expenses, but Dave and Christine discovered even greater financial fulfillment.
Read the full story >
living paycheck to paycheck
Already juggling part-time jobs and two kids in diapers, this small family reached a tipping point when student loans came due.
Read the full story >
reduced income
This family of six finds they just need a little screen time with the budget in order to break the overdraft cycle.
Read the full story >
saving
Although not in serious financial trouble, YNAB's four rules gave Doug time to focus on what really mattered.
Read the full story >
getting out of debt
Kalil and her husband wanted to fix their finances, but it would take nearly two years to get on the same page about budgeting.
Read the full story >
living paycheck to paycheck
They couldn't figure out why they couldn't get ahead, until Stephanie realized they'd been focusing on the wrong thing.
Read the full story >
converting from other software The Darrington Family
Never having found a budget that could last more than a week or two, this family decided to give YNAB a try.
Read the full story >
saving
Budgeting helped this writer realize she was losing $800 a month to eating out, and things needed to change.
Read the full story >
saving
After carrying debt for the last twenty years, Mark's 40th birthday brought a turning point.
Read the full story >
living paycheck to paycheck
Money used to come and go with no plan for this graduate student, until Kyle realized he wanted more for himself.
Read the full story >
job loss
Serious debt and an unexpected job loss, left Tasmin with a greater desire to take control of her finances.
Read the full story >
marriage/newly-wed
These newly-weds never thought a budget would work for them, until they started working for a budget.
Read the full story >
getting out of debt
With $50k of debt, and maxed out credit cards, Stephanie decided she needed to adopt a new philosophy.
Read the full story >
job loss
Despite unstable work, this family paid off debt, and built a healthy savings account with the help of YNAB.
Read the full story >
reduced income
Brian moved to be closer to his daugher, but could he handle the cut in pay?
Read the full story >
marriage/newly-wed
Adam's $35,000 debt overwhelmed his new relationship. It was time to lose the debt so he wouldn't lose the girl.
Read the full story >
variable income
Variable income always kept these two guessing, until they found a way to get ahead and pay down debt.
Read the full story >
converting from other software
Space engineer, Eddie, learned the key behind financial freedom and staying out of debt was consistent, regular budgeting.
Read the full story >
getting out of debt
Tired of not knowing how to manage her money, Latrinia takes on a pro-active approach to blasting her debt.
Read the full story >
living paycheck to paycheck
Although not in debt, this young doctor and his wife couldn't figure out why they weren't getting ahead.
Read the full story >
getting out of debt
Having worked hard to climb out of debt in the past, this family decided to change their money habits so it wouldn't happen again.
Read the full story >
reduced income
After health issues turn Al's life upside down, his wife, Louise, found a solution for their drastic cut in income.
Read the full story >
getting out of debt The Ashley Family
Adoption fees, debt, and school tuition weighed heavily on this family until they made a plan with YNAB.
Read the full story >
retirement
After a life-time of money struggles, Wanda and Ruben found comfort in budgeting with YNAB for their retirement years.
Read the full story >
saving
Jason gained new perspective on the importance of finances when his father passed away with practically nothing saved.
Read the full story >
marriage/newly-wed
Engaged to his sweetheart, this young entrepreneur decided it was time to make a serious financial plan for his future family.
Read the full story >
getting out of debt
Initially they thought they could live on love, but eventually, this military family learned how to tackle $32,000 of debt.
Read the full story >
living paycheck to paycheck
Charlie got a wake up call when he realized his family's home was one step away from foreclosure.
Read the full story >
saving
Things seem sunny for this Kansas family until several upsets made them glad for their budget and savings.
Read the full story >