Personal Budget Software - Finance Software for Windows & Mac | YNAB
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Real People, Unreal Results. (Really.)

The police officer, school teacher, engineer, firefighter, attorney, doctor, professor, designer, manager and rocket scientist all have one thing in common: they’re killing it financially with YNAB.

Jodi - Alberta, Canada

saving

Recently divorced, this mom decided YNAB was just the tool she needed to help her and her family through financial changes.

Rahul - Cambridge, MA

living paycheck to paycheck

Strapped for cash when student loans came due, this couple decided to start their engagement off right with some help from a budget.

Chris - Bryan, OH

getting out of debt

With money already tight, Chris takes a lower paying job in order to be with his family more, but how will they manage their debt?

Geert - Kaohsiung, Taiwan

getting out of debt

Although his business finances were in order, it never occured to this entrepreneur how important it was to budget his personal finances as well.

Linda - Cheyenne, WY

the method

Already on good financial-footing, Linda and her husband fine tune their money and boost their planning power with YNAB.

Erin - Arbutus, MD

living paycheck to paycheck

Money for this HR Specialist was a constant headache, until an (unexpected) need for new tires inspired her to take charge once and for all.

Latrinia - Alexandria, VA

getting out of debt

Tired of not knowing how to manage her money, Latrinia takes on a pro-active approach to blasting her debt.

Tony - Turlock, CA

job loss

Suddenly out of work and now caring for an ailing loved one, Tony and his wife are grateful for how YNAB prepared them for life's twists and turns.

Sue - Melbourne, Australia

reduced income

The roller-coaster of owning her own business and watching the world market nose dive made Sue realize she needed more control of her money.

Jan - Portland, OR

getting out of debt

Jan set out to tackle her finances and bring down debt she'd accumulated through adoption, a move, and home renovation.

David - Seneca, SC

getting out of debt

After a friend's financial disaster, David set's his mind to clearing his own financial troubles and taking control of his money.

Kirsten - Richfield, UT

converting from other software

With multiple jobs but still no sign of getting ahead financially, Kirsten and her husband settled on YNAB to build their funds.

Eric - Minneapolis, MN

job loss

Using YNAB helped this couple stay on top of bills and increase their net worth by 450% despite their cut wages due to job loss.

Joseph - Dimondale, MI

living paycheck to paycheck

YNAB helped Joseph wake up to a world where money didn't have to be timed with his paychecks.

Jordan - Provo, UT

saving

Budgeting saved this college snowboarder from a lot of financial headache after an unforseen trip to the hospital

Annie - Arlington, TX

getting out of debt

Annie and her husband were slowly chipping away at debt, but needed a tool to help them do it faster.

America - Castro Valley, CA

job loss

Hard work, frugal thinking, and YNAB kept this family afloat during unemployment and a big move.

Tim - Baltimore, MD

the method

A severe car accident gave this man a new perspective on what he had and how he should take care of it.

Todd - Winchester, VA

getting out of debt

Life didn't go the way this opera singer planned, but budgeting helped him tackle debt to the tune of $70k

Laura - Huntsville, AL

marriage/newly-wed

YNAB helped this newly-wed couple leave behind a ho-hum (albeit secure) job for the chance to search out a more fulfilling career.

Jack - Schererville, IN

variable income

Jack had tried budgeting before, but never felt like they had a real vision of what their money was doing, until YNAB.

Cindy - Chapel Hill, NC

saving

Tired of always guessing and hoping the money would be there, this family opted for a more exact (and less stressful!) method of managing money.

Christopher - Saugus, CA

getting out of debt

$60,000 and a variable income left Christopher feeling shaky about their finances. It was time to give budgeting a try.

Sarah - Omaha, NE

the method

Sarah was good at staying on top of her finances, but she still didn't know how much money was leaking out of her hands.

Elizabeth - Galesburg, KS

reduced income

Elizabeth decided it was best for her to stay home with the kids, but how would they weather the reduced income?

Albert - Irvine, CA

saving

Albert was a "check-the-account-balance-and-spend-money" kind of guy...until his wife stepped in.

Megan - Arvada, CO

getting out of debt

Despite both of them working, low rent, and no kids, this couple couldn't figure out why there was never enough money to go around.

Ellen - Germantown, TN

marriage/newly-wed

These busy pilots, although pros in the cockpit, realized they were financial fledglings. Budgeting with YNAB helped them straighten up and fly right.

Dan - Cologne, MN

the method

Once he took the notion to track his spending, Dan realized just how much of his income he was letting slip through his fingers.

Heather - Beach Park, IL

converting from other software

Tired of trial and error, multiple program usage, and complicated screen set-ups, this family needed help with their $40,000 student loan.

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