Save $600 in 30 days, $6,000 in one year

There’s a saying that if you’re not paying for the product, YOU’RE the product. When it comes to something as private and confidential as your financial data, we want the reins in your hand. We only want to make money from you paying us money, with you fully knowing and understanding what’s going on.

You pay us the monthly or annual subscription price, and there you have it. That’s it. Transaction complete. That’s how we make our money.

Read more about why we don’t (and won’t) sell your data.

On average, new YNABers save $600 in their first two months with YNAB. Oh, and more than $6,000 after one year. Also, they enjoy more control and less stress. In terms of an investment, that’s a serious return.

But you don’t have to take our word for it. Let the numbers speak for themselves.

We offer all college students a free 365-day trial. If you’re interested, check out our College Program to submit proof of enrollment—think student ID card, transcript or tuition statement (but anything that shows you are currently enrolled and includes your name, your school, and the date will do). We can’t wait to help you manage your money!

Most certainly! Financial Wellness by YNAB is a benefits program that combines YNAB app access with our award-winning support and financial education. We help employees build mindful spending habits so they can be fully present to collaborate, create, and connect when they're at work.

You can learn more, start your team's self-service subscription, or contact our Enterprise sales team at ynab.com/wellness.

Yes, it's all included in your YNAB subscription! You can share your YNAB with partners, families, and other close-knit groups of up to six people—all for the price of a single subscription.

Direct import currently supports select US, Canadian, UK, and EU Banks. If you don’t live in any of those regions, File-Based Import works like a charm. (It’s seriously slick, you should try it.)

YNAB is priced in US dollars. Exchange rates are not reflected in the price.

Nope, no credit card needed when you sign up directly through us! Sign up and try YNAB free for 34 days without ever entering your credit card by using the Free Trial button above. At the end of your free trial, you can pick one of the plans (monthly or yearly) and enter your payment method.

Keep in mind that third-party app stores may require credit card information when signing up for a trial.

You can select the currency you want to use in YNAB, but you can’t use multiple currencies together in a single spending plan.

If you’d like to use the new YNAB, you will need to create a new account, sign-up for a free, 34-day trial, and then (hopefully!) purchase a subscription. If you’d like to continue using YNAB 4, check out this page for all of the details on compatibility and support.

Yes! Upgrade here, and a 10% lifetime discount will be automatically applied to your annual subscription.

Follow the steps in this article to migrate your YNAB 4 account!