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Financial Wellness by YNAB

Boost your benefits package with YNAB’s money management app and system.

With Financial Wellness by YNAB, you can

  • Improve Employee
    Well-Being

  • Help Your
    Organization Thrive

  • Reduce Employee
    Turnover

Your Team’s Financial Stress Is a Problem for Your Bottom Line

When employees are stressed about their personal finances, they’re more likely to be distracted at work and go on the hunt for higher pay. Lift the burden from your team’s shoulders with a budgeting app that helps your team tackle their financial stressors.

Without money worries, they’re free to do their best work.

Watch Financial Wellness by YNAB

Spark a Great Reengagement at Your Workplace

  • Kick Turnover
    to the Curb

    Help employees thrive with less financial stress and enjoy higher retention rates.

  • Increase Workplace Happiness

    Build a truly “Great Place to Work” by improving your team’s financial well-being at work—and at home.

  • Build a Brag-Worthy
    Benefits Package

    Your employees’ data is private—it’s theirs and only theirs. We never sell user data of any kind.

Eliminating Financial Stress is Our Bottom Line

In a recent PwC survey of full-time U.S. workers, 45% of employees were stressed about their personal finances during work hours. It’s the #1 cause of distraction for your team!

We did a survey of 3,000 full-time workers who had a whole different approach to financial health: they budget with YNAB.

  • 93% of budgeters could cover a $1,000 emergency.
  • 79% could cover basic expenses if they were out of work for a month.
  • Only 2% have ever requested payday advances.

Empower Your Employees Through Less Money Stress

  • I used to harbor such anxiety when it came to money, but that’s all gone now. I feel like a broken record, but I am SO happy with YNAB. It has literally changed my life.”

    —Krys
  • Learning to budget with YNAB has made a huge difference in my stress level, awareness, and day-to-day decision making. Now, at any moment on any day, I know that our upcoming expenses are covered.”

    —Andrew
  • I thought living without consumer debt was an unattainable dream—but we were able to use YNAB to finally dig out of the debt and no longer live paycheck to paycheck. It has changed everything.”

    —Dana

An Award-Winning Budgeting App and System

When you sign up, your organization will have access to world-class education programs, financial coaching, live workshops, and an award-winning customer support team. Leave it to YNAB to guide your employees through customizing our wealth-building tool, overcoming financial challenges, and achieving their financial goals.

  • Free Roll-Out Guide

    You’ll receive a step-by-step guide to roll the program out to your employees. All the work is done for you with customizable templates and printable resources so you don’t have to do any heavy lifting.

  • Plan Dashboard

    Encourage employee participation with an easy-share link, submit questions to our dedicated Wellness Specialists, and see how many team members are using YNAB on your Dashboard.

  • Support Specialists

    Gain access to our dedicated YNAB specialists who are available to answer questions and make sure you get the most value out of the employee financial wellness program.

  • Tools You Can Trust

    Your employees’ data is private—it’s theirs and only theirs. Your organization will not be able to see your team’s personal budgets. We will never sell user data of any kind.

Pay as You Go Plan

$98.99 per employee who signs up (billed annually)

You’ll never pay a dime for a Financial Wellness Subscription that isn’t being used by your team.

Would you rather pay up front? Email us at [email protected].

Help Your Team Go From Distracted and Stressed to Focused and Empowered

Your job isn’t to help people gain control of their money. That’s where YNAB comes in! Test out the app, see the program, and if you like it—sign up and we’ll equip your team with our powerful money management app and the financial education they need to thrive.

How It Works

  • 1. Try It For Free

    Sign up to preview Financial Wellness by YNAB for free. You don’t pay a dime until employees register!

  • 2. Boost Your Benefits

    Get a custom link and ready-made financial health tools to share with your team.

  • 3. Become an HR Hero

    Watch employee stress decrease and retention rates rise.

Supercharge Your Employer Benefits Package With a Perk That Works

Everyone carries financial stress—and employees carry it right into work. Financial Wellness by YNAB can help your team gain total control of their money and build a truly “Great Place to Work.”

The Great Reengagement (verb)
When your employees become happier, healthier, and more engaged in the workplace. Financial stress is off their shoulders and YNAB is at their fingertips.

Take It From These Stress-Free Budgeters

  • When a life event happens—marriage or divorce, birth or death, job change or job loss—you can feel overwhelmed and powerless. But being in control of my finances has lifted my spirits. For those who doubt if YNAB really works, the answer is YES!”

    —Dawn
  • I feel more at peace now than I ever have before. It’s so liberating to have control over your money and not let your money control you.”

    —Michole
  • If I hadn’t had YNAB for the past 12 months, we would have been in financial ruin. I tell people [who avoid budgeting] all the time that your worry, your fear, your stress, can all go away. I’m SO grateful for this tool.”

    —Steve

Financial Wellness by YNAB FAQs

  • Even better, you can take the product for a test drive free of charge! Still have questions? Reach out to our team at [email protected] and we’ll be happy to help.

  • We encourage you to enjoy YNAB for yourself! Try YNAB for free for 34 days to get a crystal-clear view into what your employees will experience when they sign up for our budgeting app through your workplace.

  • That’s really up to you and your team! Financial Wellness is designed for YNAB to do the work—so you don’t have to. From the time you sign up, we make it easy to manage the program from your rollout guide and streamlined Dashboard. You’ll also have immediate access to our vast pool of resources to encourage employee engagement.

    We’re firm believers in the power of community. Maybe your team would like to do a More Money Challenge together, create a You Need a Budget book club, or simply have a monthly lunch check-in to celebrate and support each other’s progress. Whatever your team is looking for, we can help make it happen!

  • We did a survey of over 3,000 full-time workers in the US with a budget and compared the findings to PwC’s 2022 Financial Wellness Survey. Spoiler alert: employees with a budget carry less financial stress! The proof is in the pudding.

  • We’d be happy to discuss bulk pricing. Reach out to us at [email protected]!

  • Your team can keep their current budgets and smoothly transition to a plan paid by your workplace! When one of your team members clicks your Wellness signup link, they’ll be able to sign into their account and automatically receive a prorated refund for the remaining time on their personal subscription. Their subscription will then be covered by your Financial Wellness by YNAB plan, and they’ll continue using their private budget just like they always have! No starting from scratch going on around here.

  • We’re so glad you asked! This page has been designed to answer all the questions your employer might have, and we recommend you send them an email requesting this benefit! We have templates for you here.

  • Sure can! YNAB Founder Jesse Mecham loves to speak with fellow business leaders about the power of budgeting. Get a sense of his presence on the YNAB Podcast and Beginning Balance Podcast, or send us a request at [email protected].

  • We’ve got you covered! Feel free to reach out to us with questions about how to get started with your employee financial wellness program: [email protected].

Boost Your Benefits with a Perk Employees Will Brag About